Countries by Credit Card Ownership
Complete ranking of 159 countries • % adults • Data refreshed May 28, 2026
Leader
Canada
Field size
159 countries
Lowest rank
South Sudan
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About Credit Card Ownership Rankings
Canada leads all 159 countries in Credit Card Ownership with a value of 82.74% of adults, while South Sudan ranks last at 0.15% of adults. This represents a 540-fold difference between the highest and lowest values.
What Credit Card Ownership Measures
Share of adults aged 15+ who report owning a credit card, from the World Bank Global Findex survey.
Why This Ranking Matters
Examining Credit Card Ownership across all countries reveals patterns that might not be obvious at the national level. Regional clusters, outlier nations, and historical trajectories all become clearer when the full global picture is assembled in a single ranking.
Global Range
Values range from 0.15% of adults (South Sudan) to 82.74% of adults (Canada) — a 540-fold difference across 159 countries.
Regional Patterns
European countries dominate this ranking, holding 12 of the top 20 positions. This strong regional concentration suggests shared economic, geographic, or policy factors that drive higher values across the continent.
Values are broadly distributed across countries, with the middle 50% ranging from 3.48% of adults to 29.91% of adults. The overall spread from 0.15% of adults to 82.74% of adults reflects significant global variation.
Notable Outliers
The top of the ranking is competitive: Canada and Israel are separated by only 5%, indicating that the leading positions could shift with updated data.
Continental Leaders
Highest Credit Card Ownership
The 5 strongest Credit Card Ownership reads.
Lowest Credit Card Ownership
The 5 lowest Credit Card Ownership reads.
Data Note
Rankings are based on the latest available data from World Bank Global Findex, covering 159 of 249 countries and territories. Countries without data for this metric are excluded from the ranking. All values represent the most recently reported figures.