Countries by Digital Payments Used
Complete ranking of 157 countries • % adults • Updated 2026
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Top 10 Countries
Full Rankings
| Percentile | ||||
|---|---|---|---|---|
| 1st | 100.0% | Europe | 100% | |
| 2nd | 99.9% | Europe | 99% | |
| 3rd | 99.5% | Europe | 99% | |
| 4th | 99.5% | Europe | 98% | |
| 5th | 99.3% | Europe | 97% | |
| 6th | 99.2% | Europe | 97% | |
| 7th | 99.1% | Europe | 96% | |
| 8th | 98.9% | Oceania | 96% | |
| 9th | 98.8% | Europe | 95% | |
| 10th | 98.7% | Europe | 94% | |
| 11th | 98.5% | Europe | 94% | |
| 12th | 98.4% | Europe | 93% | |
| 13th | 98.3% | North America | 92% | |
| 14th | 98.3% | Europe | 92% | |
| 15th | 98.2% | Europe | 91% | |
| 16th | 98.2% | Europe | 90% | |
| 17th | 97.9% | Asia | 90% | |
| 18th | 97.6% | Oceania | 89% | |
| 19th | 97.5% | Europe | 89% | |
| 20th | 97.4% | Europe | 88% | |
| 21st | 97.0% | Europe | 87% | |
| 22nd | 95.8% | Asia | 87% | |
| 23rd | 95.8% | Europe | 86% | |
| 24th | 95.3% | Europe | 85% | |
| 25th | 94.9% | Asia | 85% | |
| 26th | 94.8% | Asia | 84% | |
| 27th | 94.6% | Europe | 83% | |
| 28th | 94.1% | Europe | 83% | |
| 29th | 93.0% | North America | 82% | |
| 30th | 92.8% | Asia | 82% | |
| 31st | 91.4% | Europe | 81% | |
| 32nd | 91.2% | Asia | 80% | |
| 33rd | 90.8% | Europe | 80% | |
| 34th | 90.7% | Europe | 79% | |
| 35th | 90.6% | Europe | 78% | |
| 36th | 89.3% | Africa | 78% | |
| 37th | 88.7% | Asia | 77% | |
| 38th | 88.5% | Europe | 76% | |
| 39th | 87.4% | Europe | 76% | |
| 40th | 87.2% | Europe | 75% | |
| 41st | 86.4% | Europe | 75% | |
| 42nd | 86.0% | Asia | 74% | |
| 43rd | 85.0% | Asia | 73% | |
| 44th | 84.3% | South America | 73% | |
| 45th | 82.9% | Europe | 72% | |
| 46th | 82.8% | Asia | 71% | |
| 47th | 82.1% | Europe | 71% | |
| 48th | 80.4% | Africa | 70% | |
| 49th | 78.7% | Europe | 69% | |
| 50th | 77.6% | Europe | 69% | |
| 51st | 77.5% | Asia | 68% | |
| 52nd | 77.4% | South America | 68% | |
| 53rd | 77.3% | Asia | 67% | |
| 54th | 77.0% | Europe | 66% | |
| 55th | 76.6% | Asia | 66% | |
| 56th | 75.7% | Asia | 65% | |
| 57th | 75.5% | North America | 64% | |
| 58th | 75.2% | Europe | 64% | |
| 59th | 74.8% | Asia | 63% | |
| 60th | 73.5% | Africa | 62% | |
| 61st | 72.2% | South America | 62% | |
| 62nd | 71.4% | Europe | 61% | |
| 63rd | 71.2% | Africa | 61% | |
| 64th | 70.6% | Africa | 60% | |
| 65th | 69.4% | Europe | 59% | |
| 66th | 68.0% | South America | 59% | |
| 67th | 67.8% | Asia | 58% | |
| 68th | 67.6% | Africa | 57% | |
| 69th | 67.5% | Asia | 57% | |
| 70th | 67.2% | Africa | 56% | |
| 71st | 66.5% | Africa | 55% | |
| 72nd | 64.3% | Europe | 55% | |
| 73rd | 64.1% | North America | 54% | |
| 74th | 64.0% | Africa | 54% | |
| 75th | 63.6% | Europe | 53% | |
| 76th | 63.6% | North America | 52% | |
| 77th | 62.4% | Asia | 52% | |
| 78th | 62.1% | Europe | 51% | |
| 79th | 61.2% | Africa | 50% | |
| 80th | 60.6% | Europe | 50% | |
| 81st | 60.5% | North America | 49% | |
| 82nd | 60.4% | Asia | 48% | |
| 83rd | 59.6% | Africa | 48% | |
| 84th | 58.4% | Africa | 47% | |
| 85th | 57.1% | Africa | 46% | |
| 86th | 56.9% | Africa | 46% | |
| 87th | 56.5% | Africa | 45% | |
| 88th | 55.5% | South America | 45% | |
| 89th | 54.5% | Africa | 44% | |
| 90th | 54.2% | Africa | 43% | |
| 91st | 53.1% | Africa | 43% | |
| 92nd | 52.5% | North America | 42% | |
| 93rd | 52.1% | North America | 41% | |
| 94th | 51.8% | Africa | 41% | |
| 95th | 51.7% | South America | 40% | |
| 96th | 51.6% | Europe | 39% | |
| 97th | 51.2% | North America | 39% | |
| 98th | 50.5% | Africa | 38% | |
| 99th | 50.5% | Europe | 38% | |
| 100th | 50.2% | Africa | 37% | |
| 101st | 49.9% | Asia | 36% | |
| 102nd | 49.7% | North America | 36% | |
| 103rd | 49.3% | Asia | 35% | |
| 104th | 49.2% | North America | 34% | |
| 105th | 48.9% | Africa | 34% | |
| 106th | 48.5% | Asia | 33% | |
| 107th | 48.4% | Africa | 32% | |
| 108th | 47.7% | Africa | 32% | |
| 109th | 47.3% | Asia | 31% | |
| 110th | 46.7% | Africa | 31% | |
| 111st | 43.6% | South America | 30% | |
| 112nd | 43.3% | South America | 29% | |
| 113rd | 42.7% | Asia | 29% | |
| 114th | 41.4% | North America | 28% | |
| 115th | 40.3% | Asia | 27% | |
| 116th | 39.9% | Asia | 27% | |
| 117th | 38.9% | Africa | 26% | |
| 118th | 38.2% | Asia | 25% | |
| 119th | 38.1% | Africa | 25% | |
| 120th | 37.1% | Africa | 24% | |
| 121st | 36.7% | Africa | 24% | |
| 122nd | 36.3% | Africa | 23% | |
| 123rd | 35.3% | Europe | 22% | |
| 124th | 34.3% | Asia | 22% | |
| 125th | 33.9% | Asia | 21% | |
| 126th | 32.3% | Asia | 20% | |
| 127th | 32.0% | Africa | 20% | |
| 128th | 31.8% | Africa | 19% | |
| 129th | 30.0% | North America | 18% | |
| 130th | 28.3% | Africa | 18% | |
| 131st | 28.1% | Asia | 17% | |
| 132nd | 28.0% | North America | 17% | |
| 133rd | 27.7% | Africa | 16% | |
| 134th | 27.5% | North America | 15% | |
| 135th | 26.5% | Asia | 15% | |
| 136th | 25.0% | Africa | 14% | |
| 137th | 25.0% | Asia | 13% | |
| 138th | 24.6% | Asia | 13% | |
| 139th | 24.4% | Africa | 12% | |
| 140th | 23.7% | Africa | 11% | |
| 141st | 23.5% | Africa | 11% | |
| 142nd | 22.6% | North America | 10% | |
| 143rd | 21.7% | Africa | 10% | |
| 144th | 20.8% | Asia | 9% | |
| 145th | 20.7% | Africa | 8% | |
| 146th | 20.3% | Asia | 8% | |
| 147th | 18.0% | Africa | 7% | |
| 148th | 17.2% | Asia | 6% | |
| 149th | 16.4% | North America | 6% | |
| 150th | 13.1% | Africa | 5% | |
| 151st | 12.3% | Africa | 4% | |
| 152nd | 12.0% | Africa | 4% | |
| 153rd | 9.3% | Asia | 3% | |
| 154th | 9.3% | Africa | 3% | |
| 155th | 7.9% | Asia | 2% | |
| 156th | 4.8% | Africa | 1% | |
| 157th | 4.3% | Africa | 1% |