Country leaderboard

Countries by Mobile Money Accounts

Complete ranking of 96 countries • % adults • Data refreshed May 28, 2026

Leader

Kenya

Field size

96 countries

Lowest rank

Burundi

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Metric Briefing World Map

Kenya leads all 96 countries in Mobile Money Accounts with a value of 87.5% of adults, while Burundi ranks last at 0.75% of adults. This represents a 117-fold difference between the highest and lowest values.

What Mobile Money Accounts Measures

Share of adults aged 15+ who have a mobile money account, from the World Bank Global Findex survey.

Why This Ranking Matters

Examining Mobile Money Accounts across all countries reveals patterns that might not be obvious at the national level. Regional clusters, outlier nations, and historical trajectories all become clearer when the full global picture is assembled in a single ranking.

Global Range

Values range from 0.75% of adults (Burundi) to 87.5% of adults (Kenya) — a 117-fold difference across 96 countries.

Regional Patterns

African countries dominate this ranking, holding 14 of the top 20 positions. This strong regional concentration suggests shared economic, geographic, or policy factors that drive higher values across the continent.

Values are broadly distributed across countries, with the middle 50% ranging from 11.84% of adults to 47.4% of adults. The overall spread from 0.75% of adults to 87.5% of adults reflects significant global variation.

Notable Outliers

The top of the ranking is competitive: Kenya and Ghana are separated by only 12%, indicating that the leading positions could shift with updated data.

Continental Leaders

Africa

Kenya

87.5% of adults

Asia

Mongolia

64.03% of adults

South America

Brazil

58.17% of adults

North America

Colombia

39.15% of adults

Europe

Turkey

23.32% of adults

Highest Mobile Money Accounts

The 5 strongest Mobile Money Accounts reads.

Kenya87.5% of adults Ghana78.28% of adults Zambia69.31% of adults Uganda67.74% of adults Senegal66.91% of adults

Lowest Mobile Money Accounts

The 5 lowest Mobile Money Accounts reads.

Burundi0.75% of adults South Sudan0.85% of adults Afghanistan0.91% of adults Uruguay1.23% of adults Albania2.38% of adults

Data Note

Rankings are based on the latest available data from World Bank Global Findex, covering 96 of 249 countries and territories. Countries without data for this metric are excluded from the ranking. All values represent the most recently reported figures.

Top 10 Countries

1stKenya87.5% of adults

2ndGhana78.28% of adults

3rdZambia69.31% of adults

4thUganda67.74% of adults

5thSenegal66.91% of adults

6thMongolia64.03% of adults

7thGabon61.64% of adults

8thSouth Korea60.1% of adults

9thBrazil58.17% of adults

10thArgentina56.74% of adults

Country Ladder

1stKenyaAfrica87.5% of adults 2ndGhanaAfrica78.28% of adults 3rdZambiaAfrica69.31% of adults 4thUgandaAfrica67.74% of adults 5thSenegalAfrica66.91% of adults 6thMongoliaAsia64.03% of adults 7thGabonAfrica61.64% of adults 8thSouth KoreaAsia60.1% of adults 9thBrazilSouth America58.17% of adults 10thArgentinaSouth America56.74% of adults 11thSingaporeAsia56.47% of adults 12thCameroonAfrica55.07% of adults 13thLesothoAfrica53.47% of adults 14thCôte d'IvoireAfrica53.38% of adults 15thTanzaniaAfrica52.85% of adults 16thBotswanaAfrica51.62% of adults 17thCongoAfrica51.59% of adults 18thEswatiniAfrica50.41% of adults 19thKazakhstanAsia48.86% of adults 20thNamibiaAfrica48.45% of adults 21stMaliAfrica48.39% of adults 22ndTogoAfrica47.99% of adults 23rdLiberiaAfrica47.53% of adults 24thMalawiAfrica47.4% of adults 25thMozambiqueAfrica45.72% of adults 26thBeninAfrica44.87% of adults 27thMalaysiaAsia44.5% of adults 28thBurkina FasoAfrica44.16% of adults 29thZimbabweAfrica43.33% of adults 30thPeruSouth America42.5% of adults 31stThailandAsia41.68% of adults 32ndColombiaNorth America39.15% of adults 33rdVietnamAsia38.72% of adults 34thPanamaNorth America38.05% of adults 35thSomaliaAfrica37.07% of adults 36thSaudi ArabiaAsia36.5% of adults 37thParaguaySouth America35.95% of adults 38thCongo, Democratic RepublicAfrica35.12% of adults 39thVenezuelaNorth America33.74% of adults 40thNigeriaAfrica32.79% of adults 41stSierra LeoneAfrica32.2% of adults 42ndSouth AfricaAfrica31.62% of adults 43rdRwandaAfrica31.11% of adults 44thKyrgyzstanAsia31.04% of adults 45thMyanmarAsia29.03% of adults 46thPhilippinesAsia28.8% of adults 47thGuineaAfrica25.82% of adults 48thTurkeyEurope23.32% of adults 49thMaldivesAsia23.3% of adults 50thIndiaAsia23.1% of adults 51stIndonesiaAsia22.01% of adults 52ndBangladeshAsia20.77% of adults 53rdJordanAsia20.56% of adults 54thBoliviaSouth America19.98% of adults 55thMadagascarAfrica19.36% of adults 56thGambiaAfrica19.09% of adults 57thChileSouth America18.67% of adults 58thPakistanAsia18.36% of adults 59thDominican RepublicNorth America18.02% of adults 60thArmeniaEurope17.36% of adults 61stCambodiaAsia16.89% of adults 62ndEgyptAfrica15.61% of adults 63rdTajikistanAsia14.43% of adults 64thComorosAfrica14.09% of adults 65thBelizeNorth America13.67% of adults 66thHaitiNorth America13.52% of adults 67thChadAfrica13.34% of adults 68thUnited Arab EmiratesAsia13.26% of adults 69thIranAsia13.1% of adults 70thJamaicaNorth America12.66% of adults 71stIraqAsia11.87% of adults 72ndLaosAsia11.84% of adults 73rdHondurasNorth America10.89% of adults 74thNepalAsia10.58% of adults 75thMexicoNorth America10.44% of adults 76thMauritaniaAfrica10.16% of adults 77thMauritiusAfrica10.13% of adults 78thEcuadorSouth America10.08% of adults 79thEthiopiaAfrica9.5% of adults 80thGeorgiaEurope8.2% of adults 81stNicaraguaNorth America8.1% of adults 82ndPalestineAsia6.2% of adults 83rdMoroccoAfrica5.9% of adults 84thEl SalvadorNorth America5.8% of adults 85thRussiaEurope5.8% of adults 86thNigerAfrica5.7% of adults 87thGuatemalaNorth America3.3% of adults 88thSri LankaAsia3.0% of adults 89thRomaniaEurope3.0% of adults 90thLebanonAsia2.7% of adults 91stTunisiaAfrica2.6% of adults 92ndAlbaniaEurope2.4% of adults 93rdUruguaySouth America1.2% of adults 94thAfghanistanAsia0.91% of adults 95thSouth SudanAfrica0.85% of adults 96thBurundiAfrica0.75% of adults

Mobile Money Accounts ranking for 96 countries
				Percentile
1st	Kenya	87.5% of adults	Africa	100%
2nd	Ghana	78.28% of adults	Africa	99%
3rd	Zambia	69.31% of adults	Africa	98%
4th	Uganda	67.74% of adults	Africa	97%
5th	Senegal	66.91% of adults	Africa	96%
6th	Mongolia	64.03% of adults	Asia	95%
7th	Gabon	61.64% of adults	Africa	94%
8th	South Korea	60.1% of adults	Asia	93%
9th	Brazil	58.17% of adults	South America	92%
10th	Argentina	56.74% of adults	South America	91%
11th	Singapore	56.47% of adults	Asia	90%
12th	Cameroon	55.07% of adults	Africa	89%
13th	Lesotho	53.47% of adults	Africa	88%
14th	Côte d'Ivoire	53.38% of adults	Africa	86%
15th	Tanzania	52.85% of adults	Africa	85%
16th	Botswana	51.62% of adults	Africa	84%
17th	Congo	51.59% of adults	Africa	83%
18th	Eswatini	50.41% of adults	Africa	82%
19th	Kazakhstan	48.86% of adults	Asia	81%
20th	Namibia	48.45% of adults	Africa	80%
21st	Mali	48.39% of adults	Africa	79%
22nd	Togo	47.99% of adults	Africa	78%
23rd	Liberia	47.53% of adults	Africa	77%
24th	Malawi	47.4% of adults	Africa	76%
25th	Mozambique	45.72% of adults	Africa	75%
26th	Benin	44.87% of adults	Africa	74%
27th	Malaysia	44.5% of adults	Asia	73%
28th	Burkina Faso	44.16% of adults	Africa	72%
29th	Zimbabwe	43.33% of adults	Africa	71%
30th	Peru	42.5% of adults	South America	70%
31st	Thailand	41.68% of adults	Asia	69%
32nd	Colombia	39.15% of adults	North America	68%
33rd	Vietnam	38.72% of adults	Asia	67%
34th	Panama	38.05% of adults	North America	66%
35th	Somalia	37.07% of adults	Africa	65%
36th	Saudi Arabia	36.5% of adults	Asia	64%
37th	Paraguay	35.95% of adults	South America	63%
38th	Congo, Democratic Republic	35.12% of adults	Africa	61%
39th	Venezuela	33.74% of adults	North America	60%
40th	Nigeria	32.79% of adults	Africa	59%
41st	Sierra Leone	32.2% of adults	Africa	58%
42nd	South Africa	31.62% of adults	Africa	57%
43rd	Rwanda	31.11% of adults	Africa	56%
44th	Kyrgyzstan	31.04% of adults	Asia	55%
45th	Myanmar	29.03% of adults	Asia	54%
46th	Philippines	28.8% of adults	Asia	53%
47th	Guinea	25.82% of adults	Africa	52%
48th	Turkey	23.32% of adults	Europe	51%
49th	Maldives	23.3% of adults	Asia	50%
50th	India	23.1% of adults	Asia	49%
51st	Indonesia	22.01% of adults	Asia	48%
52nd	Bangladesh	20.77% of adults	Asia	47%
53rd	Jordan	20.56% of adults	Asia	46%
54th	Bolivia	19.98% of adults	South America	45%
55th	Madagascar	19.36% of adults	Africa	44%
56th	Gambia	19.09% of adults	Africa	43%
57th	Chile	18.67% of adults	South America	42%
58th	Pakistan	18.36% of adults	Asia	41%
59th	Dominican Republic	18.02% of adults	North America	40%
60th	Armenia	17.36% of adults	Europe	39%
61st	Cambodia	16.89% of adults	Asia	38%
62nd	Egypt	15.61% of adults	Africa	36%
63rd	Tajikistan	14.43% of adults	Asia	35%
64th	Comoros	14.09% of adults	Africa	34%
65th	Belize	13.67% of adults	North America	33%
66th	Haiti	13.52% of adults	North America	32%
67th	Chad	13.34% of adults	Africa	31%
68th	United Arab Emirates	13.26% of adults	Asia	30%
69th	Iran	13.1% of adults	Asia	29%
70th	Jamaica	12.66% of adults	North America	28%
71st	Iraq	11.87% of adults	Asia	27%
72nd	Laos	11.84% of adults	Asia	26%
73rd	Honduras	10.89% of adults	North America	25%
74th	Nepal	10.58% of adults	Asia	24%
75th	Mexico	10.44% of adults	North America	23%
76th	Mauritania	10.16% of adults	Africa	22%
77th	Mauritius	10.13% of adults	Africa	21%
78th	Ecuador	10.08% of adults	South America	20%
79th	Ethiopia	9.5% of adults	Africa	19%
80th	Georgia	8.2% of adults	Europe	18%
81st	Nicaragua	8.1% of adults	North America	17%
82nd	Palestine	6.2% of adults	Asia	16%
83rd	Morocco	5.9% of adults	Africa	15%
84th	El Salvador	5.8% of adults	North America	14%
85th	Russia	5.8% of adults	Europe	13%
86th	Niger	5.7% of adults	Africa	11%
87th	Guatemala	3.3% of adults	North America	10%
88th	Sri Lanka	3.0% of adults	Asia	9%
89th	Romania	3.0% of adults	Europe	8%
90th	Lebanon	2.7% of adults	Asia	7%
91st	Tunisia	2.6% of adults	Africa	6%
92nd	Albania	2.4% of adults	Europe	5%
93rd	Uruguay	1.2% of adults	South America	4%
94th	Afghanistan	0.91% of adults	Asia	3%
95th	South Sudan	0.85% of adults	Africa	2%
96th	Burundi	0.75% of adults	Africa	1%

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Country leaderboard

Countries by Mobile Money Accounts

Complete ranking of 96 countries • % adults • Data refreshed May 28, 2026

Leader

Kenya

Field size

96 countries

Lowest rank

Burundi

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Use this Mobile Money Accounts briefing as a warm-up, then jump into a fast country round.

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Metric Briefing World Map

What Mobile Money Accounts Measures

Share of adults aged 15+ who have a mobile money account, from the World Bank Global Findex survey.

Why This Ranking Matters

Global Range

Values range from 0.75% of adults (Burundi) to 87.5% of adults (Kenya) — a 117-fold difference across 96 countries.

Regional Patterns

Notable Outliers

The top of the ranking is competitive: Kenya and Ghana are separated by only 12%, indicating that the leading positions could shift with updated data.

Continental Leaders

Africa

Kenya

87.5% of adults

Asia

Mongolia

64.03% of adults

South America

Brazil

58.17% of adults

North America

Colombia

39.15% of adults

Europe

Turkey

23.32% of adults

Highest Mobile Money Accounts

The 5 strongest Mobile Money Accounts reads.

Kenya87.5% of adults Ghana78.28% of adults Zambia69.31% of adults Uganda67.74% of adults Senegal66.91% of adults

Lowest Mobile Money Accounts

The 5 lowest Mobile Money Accounts reads.

Burundi0.75% of adults South Sudan0.85% of adults Afghanistan0.91% of adults Uruguay1.23% of adults Albania2.38% of adults

Data Note

Top 10 Countries

1stKenya87.5% of adults

2ndGhana78.28% of adults

3rdZambia69.31% of adults

4thUganda67.74% of adults

5thSenegal66.91% of adults

6thMongolia64.03% of adults

7thGabon61.64% of adults

8thSouth Korea60.1% of adults

9thBrazil58.17% of adults

10thArgentina56.74% of adults

Country Ladder

Mobile Money Accounts ranking for 96 countries
				Percentile
1st	Kenya	87.5% of adults	Africa	100%
2nd	Ghana	78.28% of adults	Africa	99%
3rd	Zambia	69.31% of adults	Africa	98%
4th	Uganda	67.74% of adults	Africa	97%
5th	Senegal	66.91% of adults	Africa	96%
6th	Mongolia	64.03% of adults	Asia	95%
7th	Gabon	61.64% of adults	Africa	94%
8th	South Korea	60.1% of adults	Asia	93%
9th	Brazil	58.17% of adults	South America	92%
10th	Argentina	56.74% of adults	South America	91%
11th	Singapore	56.47% of adults	Asia	90%
12th	Cameroon	55.07% of adults	Africa	89%
13th	Lesotho	53.47% of adults	Africa	88%
14th	Côte d'Ivoire	53.38% of adults	Africa	86%
15th	Tanzania	52.85% of adults	Africa	85%
16th	Botswana	51.62% of adults	Africa	84%
17th	Congo	51.59% of adults	Africa	83%
18th	Eswatini	50.41% of adults	Africa	82%
19th	Kazakhstan	48.86% of adults	Asia	81%
20th	Namibia	48.45% of adults	Africa	80%
21st	Mali	48.39% of adults	Africa	79%
22nd	Togo	47.99% of adults	Africa	78%
23rd	Liberia	47.53% of adults	Africa	77%
24th	Malawi	47.4% of adults	Africa	76%
25th	Mozambique	45.72% of adults	Africa	75%
26th	Benin	44.87% of adults	Africa	74%
27th	Malaysia	44.5% of adults	Asia	73%
28th	Burkina Faso	44.16% of adults	Africa	72%
29th	Zimbabwe	43.33% of adults	Africa	71%
30th	Peru	42.5% of adults	South America	70%
31st	Thailand	41.68% of adults	Asia	69%
32nd	Colombia	39.15% of adults	North America	68%
33rd	Vietnam	38.72% of adults	Asia	67%
34th	Panama	38.05% of adults	North America	66%
35th	Somalia	37.07% of adults	Africa	65%
36th	Saudi Arabia	36.5% of adults	Asia	64%
37th	Paraguay	35.95% of adults	South America	63%
38th	Congo, Democratic Republic	35.12% of adults	Africa	61%
39th	Venezuela	33.74% of adults	North America	60%
40th	Nigeria	32.79% of adults	Africa	59%
41st	Sierra Leone	32.2% of adults	Africa	58%
42nd	South Africa	31.62% of adults	Africa	57%
43rd	Rwanda	31.11% of adults	Africa	56%
44th	Kyrgyzstan	31.04% of adults	Asia	55%
45th	Myanmar	29.03% of adults	Asia	54%
46th	Philippines	28.8% of adults	Asia	53%
47th	Guinea	25.82% of adults	Africa	52%
48th	Turkey	23.32% of adults	Europe	51%
49th	Maldives	23.3% of adults	Asia	50%
50th	India	23.1% of adults	Asia	49%
51st	Indonesia	22.01% of adults	Asia	48%
52nd	Bangladesh	20.77% of adults	Asia	47%
53rd	Jordan	20.56% of adults	Asia	46%
54th	Bolivia	19.98% of adults	South America	45%
55th	Madagascar	19.36% of adults	Africa	44%
56th	Gambia	19.09% of adults	Africa	43%
57th	Chile	18.67% of adults	South America	42%
58th	Pakistan	18.36% of adults	Asia	41%
59th	Dominican Republic	18.02% of adults	North America	40%
60th	Armenia	17.36% of adults	Europe	39%
61st	Cambodia	16.89% of adults	Asia	38%
62nd	Egypt	15.61% of adults	Africa	36%
63rd	Tajikistan	14.43% of adults	Asia	35%
64th	Comoros	14.09% of adults	Africa	34%
65th	Belize	13.67% of adults	North America	33%
66th	Haiti	13.52% of adults	North America	32%
67th	Chad	13.34% of adults	Africa	31%
68th	United Arab Emirates	13.26% of adults	Asia	30%
69th	Iran	13.1% of adults	Asia	29%
70th	Jamaica	12.66% of adults	North America	28%
71st	Iraq	11.87% of adults	Asia	27%
72nd	Laos	11.84% of adults	Asia	26%
73rd	Honduras	10.89% of adults	North America	25%
74th	Nepal	10.58% of adults	Asia	24%
75th	Mexico	10.44% of adults	North America	23%
76th	Mauritania	10.16% of adults	Africa	22%
77th	Mauritius	10.13% of adults	Africa	21%
78th	Ecuador	10.08% of adults	South America	20%
79th	Ethiopia	9.5% of adults	Africa	19%
80th	Georgia	8.2% of adults	Europe	18%
81st	Nicaragua	8.1% of adults	North America	17%
82nd	Palestine	6.2% of adults	Asia	16%
83rd	Morocco	5.9% of adults	Africa	15%
84th	El Salvador	5.8% of adults	North America	14%
85th	Russia	5.8% of adults	Europe	13%
86th	Niger	5.7% of adults	Africa	11%
87th	Guatemala	3.3% of adults	North America	10%
88th	Sri Lanka	3.0% of adults	Asia	9%
89th	Romania	3.0% of adults	Europe	8%
90th	Lebanon	2.7% of adults	Asia	7%
91st	Tunisia	2.6% of adults	Africa	6%
92nd	Albania	2.4% of adults	Europe	5%
93rd	Uruguay	1.2% of adults	South America	4%
94th	Afghanistan	0.91% of adults	Asia	3%
95th	South Sudan	0.85% of adults	Africa	2%
96th	Burundi	0.75% of adults	Africa	1%

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Countries by Mobile Money Accounts

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About Mobile Money Accounts Rankings

What Mobile Money Accounts Measures

Why This Ranking Matters

Global Range

Regional Patterns

Notable Outliers

Continental Leaders

Highest Mobile Money Accounts

Lowest Mobile Money Accounts

Data Note

Top 10 Countries

Country Ladder

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Countries by Mobile Money Accounts

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About Mobile Money Accounts Rankings

What Mobile Money Accounts Measures

Why This Ranking Matters

Global Range

Regional Patterns

Notable Outliers

Continental Leaders

Highest Mobile Money Accounts

Lowest Mobile Money Accounts

Data Note

Top 10 Countries

Country Ladder