Countries by Housing Affordability
Complete ranking of 36 countries • Percentage of household gross adjusted disposable income • Updated 2026
About Housing Affordability Rankings
Colombia leads all 36 countries in Housing Affordability with a value of 84.878, while Slovakia ranks last at 73.056. The gap between top and bottom reflects meaningful global variation.
What Housing Affordability Measures
Housing Affordability is a comparative indicator tracked across countries by the OECD. It provides a quantitative basis for cross-national comparison, enabling researchers and policymakers to benchmark national performance on this dimension against global peers.
Why This Ranking Matters
Examining Housing Affordability across all countries reveals patterns that might not be obvious at the national level. Regional clusters, outlier nations, and historical trajectories all become clearer when the full global picture is assembled in a single ranking.
Global Range
Values range from 73.056 (Slovakia) to 84.878 (Colombia) — minimal difference across 36 countries.
Regional Patterns
European countries dominate this ranking, holding 13 of the top 20 positions. This strong regional concentration suggests shared economic, geographic, or policy factors that drive higher values across the continent.
Values are broadly distributed across countries, with the middle 50% ranging from 78.698 to 81.917. The overall spread from 73.056 to 84.878 reflects significant global variation.
Notable Outliers
The top of the ranking is competitive: Colombia and South Korea are separated by only 0%, indicating that the leading positions could shift with updated data.
Continental Leaders
Highest Ranked
The top five countries for Housing Affordability are Colombia (84.878), South Korea (84.832), Latvia (83.763), Costa Rica (83.349), and Slovenia (83.201). Together, these nations represent the global leaders in this metric.
Lowest Ranked
At the other end of the spectrum, Slovakia (73.056), New Zealand (73.761), Czechia (75.348), Greece (76.326), and Estonia (76.471) have the lowest values globally.
Data Source & Methodology
Rankings are based on the latest available data from OECD, covering 36 of 249 countries and territories. Countries without data for this metric are excluded from the ranking. All values represent the most recently reported figures.
Top 10 Countries
Full Rankings
| Percentile | ||||
|---|---|---|---|---|
| 1st |  Colombia | 84.9% | North America | 100% |
| 2nd |  South Korea | 84.8% | Asia | 97% |
| 3rd |  Latvia | 83.8% | Europe | 94% |
| 4th |  Costa Rica | 83.3% | North America | 92% |
| 5th |  Slovenia | 83.2% | Europe | 89% |
| 6th |  Portugal | 82.4% | Europe | 86% |
| 7th |  Chile | 82.3% | South America | 83% |
| 8th |  Lithuania | 82.0% | Europe | 81% |
| 9th |  Germany | 81.9% | Europe | 78% |
| 10th |  Netherlands | 81.8% | Europe | 75% |
| 11th |  Hungary | 81.8% | Europe | 72% |
| 12th |  United States | 81.8% | North America | 69% |
| 13th |  Norway | 81.7% | Europe | 67% |
| 14th |  Mexico | 81.2% | North America | 64% |
| 15th |  Turkey | 81.1% | Europe | 61% |
| 16th |  Sweden | 81.1% | Europe | 58% |
| 17th |  Luxembourg | 81.0% | Europe | 56% |
| 18th |  Belgium | 80.9% | Europe | 53% |
| 19th |  Australia | 80.5% | Oceania | 50% |
| 20th |  Spain | 80.2% | Europe | 47% |
| 21st |  France | 79.7% | Europe | 44% |
| 22nd |  Ireland | 79.6% | Europe | 42% |
| 23rd |  Austria | 79.3% | Europe | 39% |
| 24th |  Japan | 79.1% | Asia | 36% |
| 25th |  Poland | 79.0% | Europe | 33% |
| 26th |  Switzerland | 78.9% | Europe | 31% |
| 27th |  Finland | 78.7% | Europe | 28% |
| 28th |  Denmark | 77.8% | Europe | 25% |
| 29th |  Italy | 77.4% | Europe | 22% |
| 30th |  Canada | 77.3% | North America | 19% |
| 31st |  United Kingdom | 76.5% | Europe | 17% |
| 32nd |  Estonia | 76.5% | Europe | 14% |
| 33rd |  Greece | 76.3% | Europe | 11% |
| 34th |  Czechia | 75.3% | Europe | 8% |
| 35th |  New Zealand | 73.8% | Oceania | 6% |
| 36th |  Slovakia | 73.1% | Europe | 3% |